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How do I make an overpayment on my mortgage?

There are two main ways to make an overpayment into your mortgage, either by making a lump sum payment or by making regular extra monthly overpayments. You can use our overpayment calculator (opens in a new window) to work out how much you could save by making either regular extra monthly payments or paying a lump sum to your capital repayment mortgage.

If you want to set up regular monthly overpayments, you can do this online by logging in to Manage Your Mortgage (opens in a new window), our online mortgage service. All you’ll need is your mortgage account number, surname, date of birth and the mortgaged property's postcode.

Once you are logged in select ‘My payments and services’ from the main menu and then ‘Make an Overpayment’. The information shown is updated overnight, so may not include any changes to your mortgage balance today.

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