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How long does it take someone to receive money I've sent them?

If you need further information on how long payments take to leave/credit your account please view our Payments Support Page

If you need more help on a payment that has left your account. Please select the payment type:

Direct Debit

  • If you need to recall a Direct Debit you can find further information on our Direct Debit FAQ
  • If you haven’t authorised or agreed a Direct Debit which has left your account you can find further information on our Direct Debit Indemnity Guarantee Page
  • If you simply need to cancel a forthcoming Direct Debit you can get further information on how to do this on our Direct Debit FAQ

Standing Order

Debit Card Payment

Bank Transfer

  • Transfers – if you need to amend a Transfer you can find guidance on how to do so Online through our Online Payments FAQ
  • If you have set up a payment but the recipient has not received it or you think it may have gone to the wrong account:
  • You would firstly need to identify where the payment has gone to.
  • If you know the recipient you can contact them and arrange to have the funds returned. 
  • If you do not know the recipient you will need to contact our telephone banking team (opens in a new window) who will help you to follow our Payments Recall route to recover the funds.

ATM Withdrawals


  • Cheques – you can find guidance on how to cancel or stop a cheque through our Cheque FAQ

Contactless Debit Card Payment

  • The Limit for Contactless payments is £30.00 per transaction
  • Contactless Payments can take up to 4 days to debit from your account and effect your available balance,  some may take even longer.
  • Some Contactless Payments don’t show on your balance immediately, for further information on how this works view our supporting Contactless FAQ
  • Visit our contactless support page (opens in a new window) for further information and guidance that may help you to avoid going into an Unauthorised Overdraft when using Contactless Payments.

Remember – you can review the various ways to bank (opens in a new window) to help you manage transactions on your account and notify you when these change – including Debits and Payments.