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What is a mortgage agreement in principle?

An Agreement in Principle is also known as a 'Decision in Principle' or a 'Mortgage Promise', A mortgage lender will give you this to confirm how much they might lend you, based on the details you have provided. It's not a binding offer but it could help demonstrate that you're serious about the property.

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Your home may be repossessed if you do not keep up repayments on your mortgage