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Who can apply for a Royal Bank of Scotland personal loan?

You'll need to

  • Be aged 18 or over
  • Be an existing Royal Bank of Scotland current account customer
  • Have a regular income
  • Have managed previous financial commitments without any problems (for example, no history of adverse credit such as outstanding County Court Judgments or bankruptcy)

You can apply to borrow any amount from £1,000 to £50,000.

It's also good to know that our rates are the same for new and existing customers.

Apply online

Visit our personal loans page (opens in a new window) for help with your borrowing needs.

Talk to us

Royal Bank of Scotland Lending
0800 121 121
overseas: +44 131 549 8888
Minicom: 0800 404 6160
Open Monday to Friday 8am - 8pm, Saturday 9am - 3pm (excluding public holidays)
Calls may be recorded.

Via Mobile app

You can apply for products with us from within our mobile app.