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Are my charging periods affected if my statements aren't sent monthly?

If your statement frequency is set to less than monthly (annual, quarterly, etc) the charging periods will run monthly from the day on the statement frequency. For example, an account with statements set to annual on the 5th of April will have charging periods that run from the 6th to the 5th of every month.

Daily, Weekly, Two Weekly and Four Weekly statement frequencies have a default charging period of the 1st to the last day of each month.