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Can I use my debit card abroad?

Using a Royal Bank of Scotland VISA debit card is an easy and convenient way of paying for goods and services wherever you see the VISA logo.

You can also use your card worldwide to pay for goods and services and withdraw cash, just look out for the VISA logo shown on your card.

Your card is accepted at over 29 million retailers and 1 million cash machines worldwide. You also benefit from purchase protection when using your debit card to pay for goods and services. Charges apply for using your debit card abroad and for certain transactions in the UK.

If you intend to use your personal debit card abroad it is advisable to let us know. Registering your travel plans with us can reduce the likelihood of your debit card transactions being blocked. If you are signed up for Digital Banking, you can log on and register details of your trip yourself. Just make sure you let us know at least 24 hours in advance.

Let us know you'll be using your credit card abroad

You can now register your credit card in the same way, using online banking in the same way. 

If you have used your card and the payment has been declined, you should check that:

  • You have sufficient funds in the account
  • The merchant accepts your card type
  • Your card is active

It's also worth making sure you give us your current mobile number, just in case we need to contact you whilst you are away. Your service provider may charge you to receive calls or texts abroad so it's best to check with them before you go.

We always recommend you have other payment methods with you when you travel abroad. (eg other debit cards, credit cards or foreign currency).