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How can I bring all my debts into one place?

Royal Bank of Scotland can offer loans to bring all your debts into one place, also known as 'debt consolidation'.

A Royal Bank of Scotland loan for debt consolidation could help by:

  • Lowering your monthly repayments or interest rate
  • Paying off your debts faster
  • Creating a single monthly payment

Taking on any new debt is a big decision so we've prepared some guidance to help.

Did you know that extending the term of your debt can incur more interest and cost more in the long run and sometimes an Early Repayment Charge may apply.

You can use our Loans Calculator to work out the best loan for you, and then apply if you want to proceed.

Find out more about debt consolidation loans.

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