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How can I earn Rewards with my direct debits?

If you hold a Reward, Reward Silver, Reward Platinum or Reward Black account with Royal Bank of Scotland you will earn Rewards on eligible direct debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

You will earn 2% back in Rewards which will be calculated on eligible household bills when paid by direct debit.

Eligible household bills

Household bills include gas, electricity, council tax, mobile phone, landline phone, broadband and TV packages.

Household bills do not include fuel and oil, maintenance, repairs, insurance, TV licence, on-demand internet streaming services or any commercial contracts.

Rewards will only be earned on household bill payments made to organisations identified as either local authorities who charge council tax or suppliers of the services listed above.

You can view the full list of companies using our supplier tool (opens in a new window).

From 1st February 2020, we are making some changes to the way you earn Rewards through your Reward account. Find out more (opens in a new window).