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How do I apply for an overdraft?

You can apply to increase or decrease your existing overdraft limit or apply for a new overdraft using the online application (opens in a new window).

For help with costs for arranged or unarranged borrowing using our overdraft calculator (opens in a new window).

If you are a Digital Banking customer and complete the form using your log in details, we complete many of the fields for you. All you need to do is specify the overdraft that you wish to apply for (this is the new full amount not just the increased or decreased amount).

If your request has been successful, we will then confirm our decision and apply the new overdraft limit within 48 hours.