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How do I change my credit card limit?

Mobile App

  1. Log into your mobile app
  2. Select the relevant credit card
  3. Choose "Manage Credit Limit" and follow the onscreen instructions 

Digital Banking

  1. Log in to Digital Banking at (opens in a new window)
  2. Select 'Cards' from the main menu.
  3. In the 'Manage your credit card' section select 'Manage your credit limit' from the menu.
  4. Add your annual income, requested credit limit and the last 5 digits of your Royal Bank of Scotland credit card to the online form and select 'Submit'.

Alternatively, to change your credit card limit, please call Credit Card Services.

Card services
You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on:
0370 907 0010 (overseas +44 1268 508 023)
Relay UK: 18001 0370 907 0010
Accessibility information (opens in a new window).
Open 24 hours a day.
Calls may be recorded.
Call charge information.