There are different payment limits depending on which type of customer you are and the type of payment you are making.
To provide you with extra protection from fraud and scams, we've lowered your personal payment limit and given you the ability to manage your own payment limits within Digital Banking. This applies to payments made from your personal account to someone else.
Paying someone else
You can manage your own personal payment limits within Digital Banking for payments made from your personal account to someone else via Digital Banking, the Mobile app and Open Banking.
To change your personal payment limits, please visit the 'Manage my payment limits' section within Digital Banking.
The maximum limit you can set for payments via Digital Banking, the Mobile app and Open Banking per working day is:
- Personal customers - £20,000.00
- Premier customers - £50,000.00
Business Customers
The limit for payments via Digital Banking and the Mobile app per working day is:
- Business customers - £50,000.00
Bill Payments
Digital Banking and the Mobile app hold a list of the most popular and frequently used utility, local authority and credit card companies. We call these Bill Payments.
When paying someone new, type in the company name and we will display a list of Bill Payments. You will then be able to select the payee and that will pre-populate their account number and sort code for you.
The limit for Bill Payments via Digital Banking is:
- Personal customers - £20,000.00
- Premier customers - £50,000.00
- Business customers - £50,000.00
The limit for Bill Payments via the Mobile app is:
- Personal customers - £20,000.00
- Premier customers - £50,000.00
- Business customers - £50,000.00
Need to make a payment for a higher amount?
You can set up separate payments over a number of days. Alternatively, you can make a CHAPS payment
If you are a business customer who regularly makes payments above £50,000.00 then Bankline (opens in a new window) may be better suited to your needs.
To make a payment from the Mobile app for more than £1000, you'll need to have made at least one payment to that payee using Digital Banking.
Payments via telephone banking are limited to £10,000.00.
The limit for personal customers is per person not per account. Payments made on a Saturday, Sunday or Bank Holiday will form part of the next working day's allowance.
If a party to a joint account makes a payment to someone else from that account, it will also affect the daily limit of the other signatories on the account. For example, if you sent £20,000.00 from your joint account, it would affect the daily limit of your other accounts you see on Digital Banking.