The limit for payments per working day are:
Payments via Digital Banking
- Personal customers - £20,000.00
- Premier customers - £50,000.00
- Business customers - £50,000.00
Payments via the Royal Bank of Scotland mobile app
- Personal customers - £20,000.00
- Premier customers - £20,000.00
- Business customers - £20,000.00
To make a transfer from the mobile app for more than £500, you'll need to have made at least one payment to that payee using Digital Banking.
Payments via telephone banking are limited to £10,000.00.
The limit for personal customers is per person not per account. Payments made on a Saturday, Sunday or Bank Holiday will form part of the next working day's allowance.
If a party to a joint account makes a third party payment from that account, it will also affect the daily limit of the other signatories on the account. For example, if you sent £20,000.00 from your joint account, it would affect the daily limit of your other accounts you see on Digital Banking.
Need to make a payment for a higher amount?
You can set up separate payments over a number of days. Alternatively you can make a CHAPS payment.
If you are a business customer who regularly makes payments above £50,000.00 then Bankline (opens in a new window) may be better suited to your needs.