Looking for answers
Ask a question

What are the payment limits?

The limit for payments per working day are:

Payments via Digital Banking

  • Personal customers - £20,000.00
  • Premier customers - £50,000.00
  • Business customers - £50,000.00

Payments via the Royal Bank of Scotland mobile app

  • Personal customers - £20,000.00
  • Premier customers - £20,000.00
  • Business customers - £50,000.00

To make a transfer from the mobile app for more than £750, you'll need to have made at least one payment to that payee using Digital Banking.

Payments via telephone banking are limited to £10,000.00.

The limit for personal customers is per person not per account. Payments made on a Saturday, Sunday or Bank Holiday will form part of the next working day's allowance.

If a party to a joint account makes a third party payment from that account, it will also affect the daily limit of the other signatories on the account. For example, if you sent £20,000.00 from your joint account, it would affect the daily limit of your other accounts you see on Digital Banking.

Need to make a payment for a higher amount?

You can set up separate payments over a number of days. Alternatively you can make a CHAPS payment.

If you are a business customer who regularly makes payments above £50,000.00 then Bankline (opens in a new window) may be better suited to your needs.