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How do I make an overpayment on my mortgage?

There are two main ways to make an overpayment into your mortgage, either by making a lump sum payment or by making regular extra monthly overpayments. You can use our overpayment calculator (opens in a new window) to work out how much you could save by making either regular extra monthly payments or paying a lump sum to your capital repayment mortgage.

If you took out your mortgage with us after October 2004 and want to set up regular monthly overpayments please sign into manage your mortgage (opens in a new window). To sign in you will need your mortgage account number, your surname, date of birth and the mortgaged property's postcode. You will automatically be registered to manage your mortgage online.

Once you are signed in you will need to scroll down to 'Further options' and select 'Make or change a payment'. This service is available from 7am to 12am Midnight. The information shown is updated overnight, so may not include any changes to your mortgage balance today.

If you have taken your mortgage out with us before October 2004 or want to make a lump sum overpayment, please call us on the number below.

For more information please see the below questions:

Call 0345 7212 600
Minicom number 0800 056 6587
Open Monday to Friday 8am - 8pm, Saturday 9am - 4pm (excluding public holidays)
Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage