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How do I make online payments greater than £20,000?

Provided there are sufficient funds in the account that you want to pay from, you can make payments to the limits as follows:

  • A minimum of £00.01 in any case.
  • A maximum of £20,000.00 per day for personal customers. This limit applies for a person across their joint and sole accounts.
  • A maximum of £20,000.00 per day for business customers.

Please note: the maximum daily sum is per working day, therefore payments made on a Saturday, Sunday or Bank Holiday will form part of the allowance for the next working day.

If you are a business customer who regularly needs to make transactions greater than £20,000.00 then the Bankline (opens in a new window) service may be better suited to your needs.

If you need to make a payment above the maximum online payment limit you may consider making a CHAPS payment through your branch. Remember to take your debit card and proof of ID with you.

Royal Bank of Scotland branch locator
Find your nearest branch using our branch locator (opens in a new window).